The payment ledger for The Gambia
Every dalasi,
on one live ledger.
Collections, payouts, and reconciliation across Wave, APS, and cards — one API, one source of truth for the money moving through your business.
The platform
One platform to move every dalasi.
Collections
Get paid the way your customers already pay.
Accept mobile money and cards with a single request. Wave, APS, and card checkout — localized, hosted, and reconciled for you, from the first transaction to the millionth.
Payouts
Send money to any rail, automatically.
One request per payout, queued and retried automatically if a rail wobbles. Nothing silently disappears — a payout settles, tells you why it failed, or waits for float and says so.
Built for developers
Three requests. That's the whole integration.
Plain REST and JSON — no SDK required. Amounts as decimal strings, idempotent by reference, documented in an OpenAPI spec that's checked in CI, so the docs can't drift from the API.
curl https://api.hpg.hexai.gm/api/v1/collections/initiate \
-H "Authorization: Bearer sk_live_..." \
-H "Content-Type: application/json" \
-d '{
"amount": "10.50",
"currency": "GMD",
"client_reference": "ORD-12345",
"customer_name": "Awa Ceesay",
"customer_mobile": "+2207123456",
"customer_email": "awa@example.com",
"success_url": "https://yourapp.com/success",
"error_url": "https://yourapp.com/failed"
}'
# → { "transaction_id": "b3f1c2a4-5d6e-7f80-9a1b-2c3d4e5f6a7b", "status": "PENDING", "redirect_url": "https://checkout.wave.com/c/cos-abc123" }How it works
From sign-up to first payment in an afternoon.
Get your keys
auth.keys
Sign up, complete KYC, and grab live + test API keys from the dashboard.
Register a webhook
webhook.register
One HTTPS endpoint. Every event arrives signed with HMAC-SHA256.
Initiate a collection
collections.initiate
One POST returns a checkout URL. Your customer pays in the app they already use.
Money confirmed
ledger.settled
The webhook fires on completion. Payouts settle on your configured schedule.
Pricing
One rate. Pay only when money moves.
A simple commission per successful transaction — negotiated once for your volume, transparent on every settlement statement. No subscriptions, no hidden spreads, nothing charged on failed payments.
Open your ledger
Start moving money today.
Sandbox keys are free and take minutes. When you're ready to go live, our team walks you through KYC and launch.